Appraisal services for Atascadero and San Luis Obispo County homeowners

Check out the top 7 reasons why California homeowners need Greenaway Appraisals:

Get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
To challenge a property tax assessment in California
To lower their mortgage payment by removing PMI
To reinstate your Home Equity Line of Credit (or HELOC)
To review a different appraiser's report for verification
If real estate property needs to be divided because of a divorce
Settle an estate in California by determining the true market value of a property


	Need help deciding the value of your home in or near Atascadero, California? Contact Greenaway Appraisals.

We at Greenaway Appraisals understand the special needs of a customer seeking appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale by Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a very valuable negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your house will attract many interested buyers. The appraisal is something tangible to show the buyer. An appraisal is an independent third party's opinion of your house's value -- not just how much you think your home is worth. Interested buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to an experienced appraiser's value report than yours.

Challenge a property tax assessment

Let's say your home is not appreciating as much as other houses nearby -- your local tax assessor may have your house overvalued. This means you are probably paying higher taxes than you should be paying. The sooner you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an expert appraisal from Greenaway Appraisals is your number one weapon.

PMI Removal Appraisals

An attractive way to save money for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is down below 80% of the value of your property. In most cases you can apply to your lender to have the PMI eliminated from your loan. Greenaway Appraisals is qualified in helping folks just like you do away with unwanted PMI insurance.

Was your HELOC recently frozen?

If your property is close to a declining area, your lender may just decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be detrimental to your credit score since it may appear as though that credit line is maxed out, and also unsuitable from a cash flow angle. Greenaway Appraisals can provide you with efficient appraisal that will help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Have you just gotten a copy of your appraisal and you would like to have a veteran appraiser double-check it for preciseness or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? Greenaway Appraisals offers field reviews where we go out and check the subject and comps. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

We can also provide you with a retrospective review of any appraisal you may have had in the past. Although most appraisal reviews are commissioned by lenders, homeowners suspecting a prior appraisal wasn't above board are prudent to invest in a second opinion.